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INSURANCE

Home
Insurance

Homeowner’s coverage doesn’t have to be difficult to understand. A basic Homeowners Insurance policy will cover the following:

  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

You can also add the following policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

  • Cell Phones or Laptops

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

  • Motorcycle Insurance – Ride safe and insure your motorcycle.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.

 

The insurance protection you need when you’re on the move:

Auto
Insurance
Health 
Insurance

Supplementals

  • Vision 

  • Dental

  • Disability

  • Cancer

  • Accidental

Monday - Friday 

8:00 am to 5:00 pm

 

 

Hours

22 W Center Ave

P.O Box 750

Clara City, MN  56222

1406 E Hwy 7

Montevideo, MN  56265

 

Clara City: (320) 847-2307

Montevideo: (320) 269-6484

Fax: (320) 847-2305

Locations
HOURS & LOCATIONS

5 Main Health Insurance Plans

  • Medicare

  • Group

  • Individual 

  • Health Sharing 

  • Short Term

Life
Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. It also builds a cash value that you can borrow against or put as an assignment.

Farm
Insurance

Farming is a big part in our rural community. Make sure you are covered for all your farming needs. 

Farm Property

  • Dwelling coverage

  • Farm Personal Property coverage

  • Equipment Blanket

  • Rock Ingestion

  • Replacement cost of assets

  • Farm Equipment breakdown

and so much more!

Farm Liability

  • Bodily Injury for farm accidents

  • Medical Payments to others

  • Acts of your Livestock

  • Acts of you Family Members & Employees

  • Overspray

  • Incidental Business pursuits

and so much more!

Crop
Insurance

Farming is unpredictable, make sure you have just the right plan to insure you are covered. 

  • Multi-peril Crop Insurance (MPCI)

  • Additional MPCI buy-up options

  • Crop Hail

  • Area Risk Protection

  • Whole Farm Revenue Protection

  • Catastrophic Coverage

Business
Insurance

Not all businesses are a like. A commercial risk insurance policy can be tailored to fit your companies needs. 

  • General Liability

  • Business Auto 

  • Workers Compensation

  • Professional Liability

  • Inland Marine

And So Much More!
Yacht
Umbrella
Policies
Investments
Pet
Aviation 
Disability

Contact us today and find out what we can do for you!

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